Author Archive | Robert Gray

Five Reasons to Incorporate Your Business

Most new businesses start with no thought about legal structure, but there are important reasons to incorporate your business. In the eyes of the IRS, the default structure is a “sole proprietor,” in which your business profits are taxed on your personal tax return. This can serve you well to start, but there are several […]

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Donate Stock to Lower Your Tax Burden

With U.S. equity valuations near historically high levels, now might be an opportune time to donate stock and take advantage of the tax benefits of donating long-term appreciated stock to a qualified charity. Directly donating a winning stock you’ve held for at least one year provides greater tax benefits than writing a check to your […]

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Save Money on Summer Vacation

  When setting your family budget, often the first thing that gets slashed is the summer vacation. However, if you plan ahead, you can find simple ways to save and keep your vacation on the calendar. Here are a few ideas. Flexible location. Sometimes you just want to get away to recharge and the location […]

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Tips for Working Beyond Retirement Age

Many people choose to work into their retirement years. If this is something you’re considering, here are some tips to make sure you get the greatest benefit from your efforts. 1) Consider delaying Social Security. You can start receiving Social Security retirement benefits as early as age 62, but if you continue to work, it […]

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Failed to File 2016 Tax Return

This year’s April 18 tax deadline has come and gone, but not everyone has filed a 2016 tax return. Many taxpayers who should file simply do not. Common culprits are older, retired parents, and young adults who are new to tax filing requirements. Here are just a few reasons these taxpayers should consider filing a […]

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W -2 Request Scam – Avoid this Phishing Scam

This past month at least 55 companies reported they had fallen victim to a new type of specialized phishing scheme. It involves a criminal masquerading as a real employee, often a key executive, and then duping unwitting employees to provide payment or secure files. The scam takes many forms. Here are a couple of the […]

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